In addition to financial planning services, Falstad & Associates offers a spectrum of life and health insurance products to meet your unique needs.
Whether you are a homemaker or the main breadwinner of your household, your contribution to the home is valuable and costly to replace. Life insurance is one of the most affordable ways you can protect your loved ones from the financial hardship of your untimely passing. We shop around through a number of life insurance carriers to find you the most affordable rate.
Although you have worked hard to save well and build up your assets, there is no denying the crippling effects of losing your paycheck due to an illness or injury. Fortunately, Disability Income insurance policies exist to supplement your income should a condition prevent you from gainful employment. We can help you track down a policy to help with that, for the short-term and long-term.
One of the biggest threats to your nest egg in later years is the cost of healthcare services. Considering the average lifespan stretches well into the 80s and 90s, it is wise to explore options that help you cover the costs of your care, if necessary. We can help you find a solution to shift some that risk to an insurance carrier in order to protect your lifestyle and care choices.
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