Business Retirement Plans

Work with a financial planner who understands complex business finance

 and helps align your Retirement plans with your company benefits goals.

A clearer path when your financial world never stops moving

Support designed for entrepreneurs and corporate leaders

Running a business or leading a company often means your energy is spent on everything except your own financial life. Many business owners and executives across Bloomington, Normal, and Central Illinois describe long days, tight decisions, and the constant weight of responsibility. Meanwhile, their personal finances, retirement planning, and long-term family goals are pushed to the margins. Falstad & Associates helps close that gap by offering planning that aligns your business success with personal financial security. When the demands of work leave little space for strategic money decisions, you gain a partner dedicated to making sure your own future receives the same attention you give everyone else.

Connecting your business decisions with your Employees personal goals

A coordinated plan for owners, founders, and corporate leaders

Entrepreneurs often tell us that most of their wealth is tied up in the company they built. Executives share that they have complex benefit packages, stock options they are unsure how to manage, or a concentration of company stock that makes them uneasy. These situations require someone who understands both the business landscape and the personal planning that comes with success. Falstad & Associates works with business owners, founders, and leaders in Central Illinois to create clarity around cash flow, personal savings, retirement planning, and long-term family considerations.

This includes helping owners understand how decisions about compensation, distributions, employee benefits, and reinvestment in the company influence long-term financial health. For executives, it often includes navigating stock-based compensation and knowing how and when to diversify. These conversations require both confidentiality and perspective, which is why many local leaders rely on a relationship built on trust and thorough planning.

Answering the questions business owners and executives raise most often

Business owners often want clarity about how their retirement will work when so much of their wealth remains tied up in the company. They ask whether they should focus more on a retirement plan, a business sale, or diversifying outside the company. Executives frequently want perspective on timing stock option exercises, understanding when to diversify concentrated stock, or deciding how various layers of compensation fit into their long-term plan. These are important questions, and each one requires a complete view of your financial picture.

Falstad & Associates answers these questions by connecting income, benefits, investments, retirement accounts, business value, and long-term goals. When those pieces work together, the path toward financial clarity becomes far easier to navigate.