Mary

As a spouse who is not financially minded, I wanted to share what working with Falstad & Associates Financial Services was like from my viewpoint. I had some trepidation about attending the first meetings and pretty much had to be dragged there. Right from the start, everyone there made us feel welcome, but especially Heather, Josh, and Pete. They did a good job of including me in the discussions and explaining things I didn’t understand. They came up with an idea that we hadn’t considered fully that made it possible for my husband to retire early. The best thing, from my standpoint, about our relationship with Falstad & Associates is that I have complete trust in them. They’ve shown genuine concern for us and our needs. And, as the person who hasn’t handled the finances before, I feel more at ease knowing that if anything happened to my husband, Josh and Pete would help me through any financial situation and would look out for me.

Don

Prior to working with Falstad & Associates, we managed our retirement funds through a 401k account, Roth IRAs, and other personal investments.  As we approached age 55, however, we simply didn’t know when we could retire.  In 2022, we began meeting with Pete and Josh to share our current financial situation and ask them “Can we retire at 57 or 58?” They evaluated our situation using long-term planning tools before presenting options, possible outcomes, and assumptions involved in the planning process.  We were very involved, and they ensured we understood everything.  We quickly gained confidence in Pete and Josh, as they were transparent and willing to have several conversations to help us reach key decisions.  Ultimately, we incorporated long-term care insurance in our plan and were able to make the decision to retire at the age of 57. Based on our confidence in the proposed investment plan and the data showing better investment opportunities aligned with the plan, we agreed to move our retirement funds to Falstad & Associates to manage.  We have enjoyed our relationship with Pete, Josh, and the rest of the team, and we appreciate their dedication to maintaining the relationship with regular check-ins. Best of all, our retirement is going very well with a sound, thorough financial plan supporting us.