When we were getting ready to retire, we felt uncertain about our financial situation. Our previous financial planner did little to reassure us and did not allow us access to our investment information. As followers of Dave Ramsey’s principles, we had focused on paying down debt and realized we wanted to take control of our financial future. That’s when we found Falstad & Associates, a local SmartVestor Pro connected to Dave Ramsey. Pat attended the initial consultation with Pete, but Patty wasn’t interested at first—she was tired of the runaround and leery after her past experience. Pete passed the test, so Patty joined the following meeting. The moment we stepped into the Falstad office, everything felt different. Betsy, Heather, and Dana greeted us warmly. Josh and Nate soon started helping Pete educate us about our portfolio. We meet with members of our extended investing team which has only increased our confidence in our financial future.  Pete's compassion and care was especially welcome when Patty inherited money from her family. He demonstrated such sensitivity and understood that this wasn’t just money—it represented her parents’ life’s work. Pete's thoughtful approach helped guide us to a plan that honors their legacy. For us, Pete and his entire team have become trusted friends. They are genuinely invested in our well-being and success.  Even Ginger, the office dog, has supported us with her cheerful greetings.  We value their transparency and willingness to explain principles of investing while discussing out investments. Today, we feel educated, empowered, and confident about our financial future. Falstad & Associates has given us peace of mind and a clear plan for achieving our goals.